Business Banking

Preferred Business Checking Accounts

Free Small Business Checking
Business Analysis Checking Account
Business Interest Checking Account
Business Money Market Account

Features available with our Preferred Business Checking accounts are:

  • Clear and concise statements to simplify record keeping

  • Choice of checks and check registers to match your business needs

  • Funds can be automatically transferred from your business checking account for payment of your PCB loan account in a timely manner

  • Free on-line banking and bill payment

Free Small Business Checking

  • Free Business Checking account with no minimum balance

  • No Monthly service charge

  • Fees may apply based on transaction activity

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Business Analysis Checking Account

  • Unlimited Check Writing

  • Charges will be assessed for items deposited, items paid, and a monthly maintenance fee

  • An earnings credit rate will be calculated based on the average positive available balance, less required reserves.

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Business Interest Checking Account

  • Available to certain businesses, including sole proprietorships, and non-profit organizations

  • Minimum balance requirement to avoid service charges

  • Unlimited check writing

  • Earns interest at the current published NOW account rate. No interest is earned for those days when the balance falls below $1,000.00.

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Business Money Market Account1

  • Minimum balance requirement to avoid service charges

  • Limited check writing

  • Earns interest at the current published Money Market Account rates. No interest is earned for those days when the balance falls below $1,000.00.

    1 NOTE: Under Federal Reserve Regulation D, banks are legally required to limit the number of certain types of transactions on Savings and Money Market Accounts. The following describes which types of transactions are unlimited and which are limited:

    Unlimited Transactions- Withdrawals or transfers made in-person at the bank or by messenger, mail or ATM

    Limited Transactions-Up to six of the following per monthly statement cycle:

    • Preauthorized Payments

    • Automatic or Telephonic Transfers

    • Third party payments by draft, check, debit card or similar order

  • If these limits are exceeded, a fee for each additional withdrawal will be incurred, and the account may be closed or converted by the bank to a different type of account.

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About Us

Preferred Community Bank, a locally owned and managed independent bank is committed to the tradition of community banking and believe in developing personal banking relationships with a high level of customer service.


Investor Relations

Preferred Community Bank opened its first full-service branch in the Colonial Plaza Shopping Center, 4391 Colonial Blvd., Suite 124. The bank moved into the permanent branch and headquarters in September of 2009.



Main Office
4379 Colonial Blvd., Suite 100
Fort Myers, FL 33966
Phone: (239) 728-2265
Fax: (239) 275-4065

Lehigh Acres Office
2499 Lee Blvd.
Lehigh Acres, FL 33971
Phone (239) 303-9544
Fax (239) 303-9310

Cape Coral Office
2127 Del Prado Blvd. S.
Cape Coral, FL 33990
Phone (239) 574-4707
Fax (239) 574-4714


Online Banking Support

Deposit Operations

Phone (239) 368-9377

Fax (239) 303-9310

Loan Department
Phone (239) 573-9433
Fax (239) 573-9764



Preferred Community Bank

Telephone Banking




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