Personal Banking

Preferred Savings Accounts

Personal Savings Account
Youth Savings Account
Health Savings Account
Other Convenient Services

Personal Savings Account 1

  • Minimum balance requirement to avoid service charges

  • Earns interest at the current published Personal Savings Account rate; compounded daily and credited quarterly. Rate may change after account is opened

  • Two withdrawals per month before incurring a fee

  • Any fees charged could reduce the earnings on the account

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Youth Savings Account 1

  • Available to those under 18 years of age

  • No minimum balance requirement

  • Earns interest at the current published Youth Savings Account rate; compounded daily and credited quarterly. Rate may change after account is opened.

  • Two withdrawals per month before incurring a fee

  • Any fees charged could reduce the earnings on the account

    1 NOTE: Under Federal Reserve Regulation D, banks are legally required to limit the number of certain types of transactions on Savings and Money Market Accounts. The following describes which types of transactions are unlimited and which are limited:

    Unlimited Transactions- Withdrawals or transfers made in-person at the bank or by messenger, mail or ATM

    Limited Transactions-Up to six of the following per monthly statement cycle:

    • Preauthorized Payments

    • Automatic or Telephonic Transfers

    • Third party payments by draft, debit card or similar order

    • If these limits are exceeded, a fee for each additional withdrawal will be incurred, and the account may be closed or converted by the bank to a different type of account.

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Health Savings Account

  • Available to individuals covered by a HSA-qualified High Deductible Health Plan (HDHP) and must not be covered by other health insurance that is not a HDHP. More eligibility information is available at the Treasury Department HSA website.

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Other Convenient Services

  • Certificates of Deposit (substantial penalty for early withdrawal)

  •  Individual Retirement Accounts (IRA’s)

  • Christmas Club Account

  • Notary Service

  • Night Depository

  • ATM Service

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About Us

Preferred Community Bank, a locally owned and managed independent bank is committed to the tradition of community banking and believe in developing personal banking relationships with a high level of customer service.

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Investor Relations

Preferred Community Bank opened its first full-service branch in the Colonial Plaza Shopping Center, 4391 Colonial Blvd., Suite 124. The bank moved into the permanent branch and headquarters in September of 2009.

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Contact Us

Main Office
4379 Colonial Blvd., Suite 100
Fort Myers, FL 33966
Phone: (239) 728-2265
Fax: (239) 728-2014
Email: info@pcbbank.net

Lehigh Acres Office
2511 Lee Blvd.
Lehigh Acres, FL 33971
Phone (239) 303-9544
Fax (239) 303-9310