Personal Banking

Preferred Checking Accounts

Silver Checking
Platinum Interest Checking
Gold Interest Checking
Premium Money Market Account

Features available with our Preferred Checking Accounts are:

  • Clear and concise statements to simplify record keeping

  • Choice of checks and check registers to match your personal lifestyle

  • Overdraft protection is available. Funds are automatically transferred from your Savings Account or another checking account to cover the overdraft. This service is subject to a per transfer fee.

  • Funds can be automatically transferred from your Preferred Checking Account for payment on your PCB loan account in a timely manner

  • Master Money® Debit Card-Accepted by millions of merchants worldwide; deducted directly from your Silver, Platinum, or Gold Account

  • Direct Deposit of Social Security checks, government checks or payroll checks gives you quick access to your funds

Silver Checking

  • No Minimum Balance Requirement

  • Unlimited Check Writing

  • FREE Master Money Debit Card

  • Discount on Interest Rates for Installment Loans when Payments are Automatically Deducted from Checking Account

  • FREE Internet Banking and Bill Pay

  • FREE First Order of Printed Checks

  • $100 minimum opening deposit

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Platinum Interest Checking

  • Minimum Balance Requirement to avoid Service Charges

  • Earns interest at the current published Platinum Account rate. No interest is earned for those days when the balance falls below $1,000. Rate may change after account is opened

  • Unlimited Check Writing

  • FREE Internet Banking and Bill Pay

  • FREE Master Money Debit Card

  • Discount on Interest Rates for Installment Loans when Payments are Automatically Deducted from Checking Account

  • Any fees charged could reduce the earnings on the account

  • FREE First Order of Printed Checks

  • $100 minimum opening deposit

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Gold Interest Checking

  • Available to those 50 years and better

  • No Minimum Balance Requirement

  • Earns interest at the current published Gold Account rate on balances of $1,000 or greater. No interest is earned for those days when the balance falls below $1,000. Rate may change after account is opened.

  • FREE-No Monthly Service Charge

  • FREE-Unlimited Check Writing

  • FREE-Printed Checks

  • FREE-Master Money Debit Card

  • FREE-Internet Banking and Bill Pay and Cashiers Checks.

  • $100 minimum opening deposit

  • Discounts on Interest Rates for Installment Loans when Payments are Automatically Deducted from Checking Account

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Premium Money Market Account1

  • Minimum balance requirement to avoid service charges

  • Earns interest at the current published Premium Money Market Account rate. No interest is earned for those days when the balance falls below $1,000. Rate may change after account is opened.

  • Unlimited in-person transactions.

  • Six pre-authorized transactions before incurring a fee.

  • Any fees charged could reduce the earnings on the account.

  • $100 minimum opening deposit



1 NOTE: Under Federal Reserve Regulation D, banks are legally required to limit the number of certain types of transactions on Savings and Money Market Accounts. The following describes which types of transactions are unlimited and which are limited:

Unlimited Transactions- Withdrawals or transfers made in-person at the bank or by messenger, mail or ATM

Limited Transactions-Up to six of the following per monthly statement cycle:

  • Preauthorized Payments

  • Automatic or Telephonic Transfers

  • Third party payments by draft, check, debit card or similar order

If these limits are exceeded, a fee for each additional withdrawal will be incurred, and the account may be closed or converted by the bank to a different type of account.

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About Us

Preferred Community Bank, a locally owned and managed independent bank is committed to the tradition of community banking and believe in developing personal banking relationships with a high level of customer service.

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Investor Relations

Preferred Community Bank opened its first full-service branch in the Colonial Plaza Shopping Center, 4391 Colonial Blvd., Suite 124. The bank moved into the permanent branch and headquarters in September of 2009.

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Contact Us

Main Office
4379 Colonial Blvd., Suite 100
Fort Myers, FL 33966
Phone: (239) 728-2265
Fax: (239) 728-2014
Email: info@pcbbank.net

Lehigh Acres Office
2511 Lee Blvd.
Lehigh Acres, FL 33971
Phone (239) 303-9544
Fax (239) 303-9310

Cape Coral Office
2127 Del Prado Blvd.
Cape Coral, FL 33990
Phone (239) 574-4707
Fax (239) 574-4714