Business Banking
Preferred Business Checking Accounts
Free Small Business Checking
Business Analysis Checking Account
Business Interest Checking Account
Business Money Market Account
Features available with our Preferred Business Checking accounts are:
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Clear and concise statements to simplify record keeping
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Choice of checks and check registers to match your business needs
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Funds can be automatically transferred from your business checking account for payment of your PCB loan account in a timely manner
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Free on-line banking and bill payment
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Free Business Checking account with no minimum balance
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No Monthly service charge
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Fees may apply based on transaction activity
Business Analysis Checking Account
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Unlimited Check Writing
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Charges will be assessed for items deposited, items paid, and a monthly maintenance fee
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An earnings credit rate will be calculated based on the average positive available balance, less required reserves.
Business Interest Checking Account
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Available to certain businesses, including sole proprietorships, and non-profit organizations
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Minimum balance requirement to avoid service charges
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Unlimited check writing
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Earns interest at the current published NOW account rate. No interest is earned for those days when the balance falls below $1,000.00.
Business Money Market Account1
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Minimum balance requirement to avoid service charges
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Limited check writing
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Earns interest at the current published Money Market Account rates. No interest is earned for those days when the balance falls below $1,000.00.
1 NOTE: Under Federal Reserve Regulation D, banks are legally required to limit the number of certain types of transactions on Savings and Money Market Accounts. The following describes which types of transactions are unlimited and which are limited:
Unlimited Transactions- Withdrawals or transfers made in-person at the bank or by messenger, mail or ATM
Limited Transactions-Up to six of the following per monthly statement cycle:-
Preauthorized Payments
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Automatic or Telephonic Transfers
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Third party payments by draft, check, debit card or similar order
If these limits are exceeded, a fee for each additional withdrawal will be
incurred, and the account may be closed or converted by the bank to a different
type of account.
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